Services
We provide financial services.
StepUp helps individuals manage their personal finances, including budgeting, saving, and investing. Designed to help reach your financial goals.
Wealth Protection
You will have greater peace of mind if you know that you and your loved ones are financially secure from various unforeseen situations. Uncertainties in life could crop up at any moment, such as an unfortunate death, medical emergency, accident or damage to your vehicle, property, etc. Bearing the financial impact of these situations can burn a hole in your pocket. You may need to dip into your savings or your family’s hard-earned money. Thus, there is a pressing need for insurance for you and your family for proper coverage and financial support against all risks linked to your life, health and property.
- Life Insurance
- Health Insurance
- Critical Illness
- Accidental Insurance
- Property Insurance
- Other Insurances
Wealth Accumulation
Wealth accumulation is acquiring money and assets that increase a person’s net worth over time and ultimately create a source of passive income. Investors can achieve it through investing and actively earning returns through them. While you are earning and saving constantly for the responsibilities towards your loved ones and for your retirement.
Retirement Solution
Retirement planning is a top priority for many savers. It helps you to save money for the retirement years. Planning for retirement while you are actively working ensures a source of income and benefits in dealing with medical emergencies, fulfilling life aspirations and being financially independent in your retirement years. In simple terms, it means preparing today for your future needs. Make hay while the sun shines.
Education Planning
Education is the most critical priority for parents. The rising costs of education are a significant concern. They shell out a large portion of their savings to provide the best education. Hence, a financial plan to achieve this goal is crucial. If you already have children, the earlier you start planning, the better. Especially if you want your child to attend good institutions in India and abroad, you must begin planning soon as the education costs are only rising.
House Purchase Planning
Buying a home and a home loan without a financial plan is like shooting in the dark. You would feel overwhelmed with all the expenses you didn’t consider, along with home loan EMIs payments. Planning finances well in advance for house purchase can ease the big burden that comes with it.
Tax Planning
If investments and expenses are unplanned, taxes can consume a substantial portion of your income. Tax planning is a legitimate way of reducing your tax liabilities in any given financial year. It helps you utilise the tax exemptions, deductions, and benefits offered by our government in the best possible way to minimise liability.
Other Purchases
Any significant big ticket purchase, if planned by prioritising and asset mapping can ease the cashflow worries.
Products
- Mutual funds
- Fixed Deposits
- Bonds
- P2P Lending
- Loans
- NPS
- International Investing
Wealth Distribution
As time progresses and you are near to your long term goals - the main being your retirement, years of saving and investing seems worth it. Well thought out distribution strategies of wealth consumption for self and distribution for future generations can lead to peaceful retirement. How comfortable the retirement journey will be depends on what you have done for wealth protection and wealth accumulation.
Passive Income Planning
There is a pressing need to withdraw the wealth accumulated systematically in a tax efficient manner in your retirement years. Proper withdrawal strategies can help you make good post tax and inflation adjusted returns.
Estate Planning
Estate planning ensures that all your physical, financial and digital assets are inherited by the people you want them to be transferred to after your demise. The law might not consider your relationships or preferences while distributing your assets if you die without a written Will.
No matter your current financial situation, using proper estate planning tools makes a considerable difference in ensuring your final wishes are met. A solid plan can also make life much easier for the people you care about most.